Kenya Finance CalculatorThe power of early contributions
Starting your pension plan in your 20s or 30s allows compound interest over 20-30 years to generate the majority of your eventual retirement wealth.
Investment tools
Retirement Savings Planner Kenya
Estimate your total retirement nest egg and future monthly pension from recurring contributions and long-term compound growth.
Inflation and longevity planning
Ensure your investment strategy includes asset classes (like equities, real estate, and infrastructure bonds) that deliver returns above average inflation rates.
Quick Answers
Retirement & Pension FAQs
What is the tax incentive for saving in a registered pension scheme in Kenya?
Contributions to an RBA-registered occupational or individual pension scheme are tax-deductible up to KSh 30,000 per month (or KSh 360,000 per year), significantly reducing your monthly PAYE tax burden.
What is the recommended retirement replacement ratio?
Financial planners generally recommend targeting a retirement income equal to 70% to 80% of your pre-retirement gross earnings to maintain your standard of living post-employment.
August 2026
Calculators are for planning and estimation only. Verify final tax, payroll, loan, investment or property figures with the relevant institution or adviser.