Kenya Finance Calculator

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Kenya Finance Calculator

Fast, clear calculators for Kenya salaries, PAYE, SHIF, NSSF, housing levy, loans, savings and business decisions.

Try calculatorBrowse salary tools
Salary toolsPAYE + Net/Gross Salary
Kenya statutory toolsSHIF, NSSF, Housing Levy
Planning toolsLoans, MMFs, Property

Featured calculator

Kenya PAYE Net Salary Calculator

Uses Kenya PAYE bands, personal relief, insurance relief, affordable housing relief, NSSF Year 4 rates, SHIF and Affordable Housing Levy assumptions. This is an estimate, not tax advice.

Salary and tax

Salary and tax tools

PAYE

Kenya PAYE Net Salary Calculator

Flagship SEO page and the base engine for payroll tools.

Salary

Gross to Net Salary Calculator

Same tax engine with customizable employee deductions.

Salary

Net to Gross Salary Calculator

Estimate the gross salary needed for a target net pay.

Health

SHIF Calculator

Standalone statutory deduction page for health contributions.

Pension

NSSF Calculator

Dedicated page for employee and employer NSSF estimates.

Housing

Housing Levy Calculator

Estimate employee and employer affordable housing levy deductions.

WHT

Withholding Tax (WHT) Calculator

Estimate KRA withholding tax on services, rent, dividends and contracts.

Loans and borrowing

Loan and borrowing tools

Personal

Personal Loan Calculator

Estimate monthly repayment, interest and total loan cost.

Vehicle

Car Loan Calculator

Estimate vehicle finance repayment after deposit and fees.

Customs

Car Import Duty Calculator

Estimate KRA vehicle import taxes, excise and port clearance.

Mortgage

Mortgage Affordability

Estimate property price from income, debts and deposit.

SACCO

SACCO Loan Calculator

Estimate eligibility from deposits, multiplier and loan terms.

Savings and investment

Savings and investment tools

Growth

Compound Interest

Estimate savings and investment growth over time.

Savings

Savings Goal Calculator

Estimate how long it may take to reach a target amount.

MMF

MMF Returns Calculator

Estimate interest, withholding tax and final balance.

Retirement

Retirement Planner

Estimate long-term retirement savings from contributions.

Debt management

Debt management tools

Payoff

Debt Payoff Calculator

Estimate payoff time, total paid and interest.

Cards

Credit Card Payoff

Plan high-interest card repayment scenarios.

Strategy

Debt Snowball Planner

Target the smallest balance first.

Consolidate

Debt Consolidation

Compare current debts against a consolidation loan.

Property and real estate

Property and real estate tools

Yield

Rental Yield Calculator

Estimate gross and net rental yield.

Transfer

Stamp Duty Calculator

Estimate land transfer costs in Kenya.

Tax

Capital Gains Tax

Estimate CGT for property disposal.

ROI

Property ROI

Compare total return after costs.

Business planning

Business and property tools

SME

Break-even analysis

Good for founders, shops and side businesses.

Finance

ROI, NPV and IRR

Attracts business owners and analysts.

Property

Rental yield calculator

Useful for real estate investing content.

Kenya

Stamp duty and CGT

Needs careful source tracking because rules can change.