Government valuation process
The Ministry of Lands Government Valuer assesses the open market value before issuing the final stamp duty assessment on Ardhisasa.
Property tools
Estimate property transfer stamp duty using standard Kenyan statutory rates (4% for urban municipalities and 2% for rural properties), plus conveyancing legal fees.
Rates administered by the Ministry of Lands and Kenya Revenue Authority.
| Income Band / Category | Rate / Limit | Notes |
|---|---|---|
| Urban & Municipal Areas | 4% of market value | Nairobi, Mombasa, cities and gazetted towns |
| Rural / Agricultural Areas | 2% of market value | Agricultural and non-municipality land |
| Shares & Securities Transfer | 1% of value | Transfer of unquoted company shares |
| Mortgage / Charge Registration | 0.1% of loan amount | Paid when securing bank financing |
The Ministry of Lands Government Valuer assesses the open market value before issuing the final stamp duty assessment on Ardhisasa.
Advocates Remuneration Order sets guidelines for legal conveyancing fees (often scaled between 1% and 2% of the transaction value).
Quick Answers
Under the Stamp Duty Act, property located within municipalities and urban areas (such as Nairobi, Mombasa, Kisumu, Nakuru, and Eldoret) attracts a 4% stamp duty rate on assessed market value. Property in agricultural/rural areas outside municipalities attracts a 2% rate.
Stamp duty in Kenya is assessed through government valuation and paid electronically via the Ministry of Lands Ardhisasa portal and KRA iTax payment slip.
Exemptions exist for first-time homebuyers purchasing under the government Affordable Housing Program (AHP), transfers between spouses, family restructuring, or transfers under probate/succession.
Calculators are for planning and estimation only. Verify final tax, payroll, loan, investment or property figures with the relevant institution or adviser.